Introduction

Welcome to SME Futures, a business media platform managed by Polygon Media Pvt Ltd. By accessing and using our website (www.smefutures.com), services, and content (collectively, the “Services”), you agree to comply with and be bound by the following terms and conditions (the “Terms”). Please review these Terms carefully. If you do not agree to these terms, you should not use our Services.

1. Use of Services
SME Futures provides a range of content, and services tailored to small and medium-sized enterprises (SMEs). These Services include, but are not limited to, articles, newsletters, videos, webinars, and interactive tools. You are authorised to use the Services only for business and informational purposes and in compliance with all applicable laws, regulations, and generally accepted online practices.

2. Intellectual Property Rights
All content on this website, including text, graphics, logos, images, as well as the compilation thereof, and any software used on the site, is the property of SME Futures or its licensors and protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our site except for your personal, non-commercial use.

3. User Contributions
SME Futures may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials to other users or other persons. You are responsible for any content you contribute, and you must have obtained all necessary rights and permissions. Any content you post must not infringe on any copyright, trademark, patent, trade secret, or other intellectual property or proprietary right of any party.

4. Prohibited Uses
You may use SME Futures only for lawful purposes and in accordance with these Terms. You agree not to use the Services: In any way that violates any applicable national or international law or regulation. To exploit, harm, or attempt to exploit or harm minors in any way by exposing them to inappropriate content or otherwise. To send, knowingly receive, upload, download, use, or re-use any material which does not comply with these Terms. To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.

5. Account Security
If you choose, or are provided with, a user identification code, password, or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms.

6. Termination
We may terminate or suspend your access to all or part of the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

7. Disclaimer of Warranties; Limitation of Liability
Our Services are provided on an ‘as is’ and ‘as available’ basis. We do not warrant the accuracy, completeness, or timeliness of any material provided through the Services. You acknowledge that there may be interruptions in service or events that are beyond our control. We make no guarantees regarding the reliability, accuracy, or quality of any information provided through the Services.

Liability Limitation: To the maximum extent permitted by applicable law, in no event shall SME Futures, its affiliates, directors, employees, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Services.

8. Third Party Materials
SME Futures (Polygon Media Pvt Ltd) is not responsible for the availability or content of any third-party materials, websites, apps or links you access through this site. If you decide to visit any third-party materials, websites, apps or links accessible from the Service, you do so at your own risk, and it is your responsibility to take all protective measures to guard against flaws, viruses, or other destructive elements that may exist in such third-party materials, websites, apps or links. SME Futures (Polygon Media Pvt Ltd) does not endorse and is not responsible or liable for any content, advertising, products, services or information on or available from third party websites, materials, apps or links (including payment for and delivery of such products or services). SME Futures is not responsible for any damage, loss or offence caused or in connection with any content, advertising, products, services or information available on such websites, materials, apps or links. Any terms, conditions, warranties or representations associated with such dealings are solely between you and the relevant provider of the service.

If you create links to this Service, such links must be direct to any complete content page or screen (and not any part of a page or any individual element of content) within this Service and all other SME Futures / Polygon Media Services and must not be “framed” or otherwise be viewed or presented within any third-party website, app, or service. SME Futures / Polygon Media disclaims all liability for any legal or other consequences (including infringement of third-party rights) in relation to the creation or use of any links made to this Service.

Links to this Service from third party websites, apps, or services, do not imply that SME Futures approves, endorses, is affiliated with, or is associated with any such third party websites, apps, or services, or is legally authorised to use any trademark, trade name, logo or copyright symbol displayed in or accessible through such third party websites, apps, or services, or that any third party website, app or service is authorised to use any trademark, trade name, logo, copyright symbol, or other intellectual property of SME Futures or any of its licensors, affiliates, entities or subsidiaries.

9. Indemnification 
You agree to indemnify and keep indemnified Polygon Media Pvt Ltd and all its employees, affiliates, subsidiaries and associates from all claims, damages, expenses, compensation, costs and liabilities arising in any manner from your access to and use of this Service and/or the submission of any User Submissions to this Service. You understand that when using this Service, you may be exposed to User Submissions from a variety of sources, including other users acting in their capacity as independent third parties, and you acknowledge that you may be exposed to User Submissions that may be inaccurate, offensive, indecent, or objectionable. You hereby waive any legal or equitable rights or remedies you have or may have against SME Futures in respect of any such User Submissions and any other information or materials accessed through the Service.

10. Law & Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Disputes arising in connection with these Terms and Conditions, and any use of the Service, shall be exclusively subject to the jurisdiction of the Delhi courts. Any cause of action you may have with respect to these Terms and Conditions, and any use of this Service, must be commenced within one (1) year after the claim or cause of action arises. If any portion of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the law of any state or country in which these Terms and Conditions are intended to be effective, then to the extent and within the jurisdiction in which that portion of these Terms and Conditions is illegal, invalid or unenforceable, it shall be deemed to be severed and deleted from that clause and the remaining potions of these Terms and Conditions shall survive and continue to be binding and enforceable.