Parul
GetVantage launched GrowthSahay at Mumbai Tech Week 2025, Asia’s largest AI festival, organised by the Tech Entrepreneurs Association of Mumbai and the Government of Maharashtra. The platform aims to provide instant, seamless access to growth capital for India’s MSMEs.
As a founding member of the Priority Sector Lenders Association of India (PSLAI), GetVantage is committed to doubling MSME credit access within the next 3–5 years. GrowthSahay leverages the advanced OCEN framework to offer swift, non-dilutive funding ranging from ₹1 lakh to ₹1 crore. Designed for GST-registered MSMEs, it provides unsecured working capital financing without collateral.
After a successful six-month beta phase, where it facilitated over ₹100 crore in funding for 600+ MSMEs, GrowthSahay now aims to disburse ₹500 crore to over 1,000 businesses in the next 12–18 months. The platform ensures a 100 per cent digital, hassle-free experience, offering disbursements within 72 hours and follow-on funding through a single application.
Bhavik Vasa, Founder & CEO of GetVantage, emphasised the platform’s role in addressing the critical credit gap for over 64 million MSMEs. “Only 14 per cent of MSMEs in India have access to credit today. GrowthSahay, built on India Stack infrastructure like OCEN, is designed to change that,” he said.
Sharad Sharma, Co-Founder of iSPIRT Foundation, highlighted the potential for transformative growth, stating that with the right innovations and policy support, credit availability in the MSME sector could double to nearly ₹130 trillion within the next few years.
Business owners like Jaya Saha of HutsandLooms in Howrah, West Bengal, have already benefitted. “Accessing working capital was our biggest challenge. GetVantage has been a game-changer, helping us grow 150 per cent QoQ and empowering our community,” she shared.
Eligible businesses operating for at least 24 months, with a minimum average monthly recurring revenue (MRR) of ₹1 lakh in the last six months, can access flexible loan terms ranging from 3 to 12 months.
GrowthSahay aligns with India’s MSME development initiatives, such as Pradhan Mantri MUDRA Yojana and Startup India, contributing to the country’s vision of a $5 trillion economy by 2025–26.
